Buying Freehold Property

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Steps in the Real Estate Purchase Process

1. Determine budget and obtain mortgage pre-approval.

2. Define preferred area, type of property, and must-have features.

3. Hire a licensed real estate agent.

4. Start viewing properties and attend open houses.

5. Make an offer to purchase (Agreement of Purchase and Sale).

6. Provide deposit (held in brokerage trust account).

7. Conduct home inspection (optional but recommended).

8. Fulfill conditions (financing, inspection, status certificate if condo, etc.).

9. Lawyer reviews agreement and performs title search.

10. Arrange property insurance and finalize mortgage approval.

11. Closing day: Pay remaining funds and receive keys.

Self-Check Questionnaire

✔ Do I know my mortgage limits and monthly budget?

✔ Am I aware of monthly maintenance (condo) fees?

✔ Did I or my lawyer review the Status Certificate?

✔ Do I understand condo rules and restrictions?

✔ Do I know additional costs (parking, locker, utilities)?

Contact Me

Have a question or need assistance? Reach out to me and I'll get back to you as soon as possible.

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